Category Archives: Architecture and Interior Design

Buying a Property through SMSF: What You Should Know About It

Buying a Property Using self-managed super fund (SMSF) to acquire property is becoming increasingly popular since it offers significant security. However, the decision to buy property through your SMSF is one that calls for careful consideration.

Sentinelpg.com.au shares an overview of SMSF.

What Makes it a Popular Means?

The benefit you draw from this kind of transaction which is perhaps the most important is that transactions involving SMSF are subjected to a much more favorable tax regime. Here are good examples.

1. Your rental income on SMSF property will be taxed at 15 per cent compared to higher taxes of up to 45 per cent charged to regular investors.

2. In pension phase, rental income from the property will be tax-free.

It is noteworthy that the cost incurred in purchasing and managing the property could very well produce a negative income that you can offset against other income to reduce your tax even further.

Property bought through SMSF is protected from debt recovery (this case is different with the loan with which the asset was purchased.

Properties acquired through SMSF means that you protect yourself from the impact of Capital Gains Tax (CGT) until retirement, at which time your gains will be tax-free.

Finally, the owner gets to diversify their retirement portfolio as opposed to one who relies solely on single or few investments.

What are the Pitfalls?

1. You nor your relatives and friends can live in the property you bought through SMSF.

2. When you borrow to buy property through your super and you’re negatively geared, the tax offset only applies to other income earned within the fund – not your regular income.

3. When the property is still under loan, you are not allowed to renovate or improve it.

Borrowing through an SMSF is different from a normal home loan, which is straightforward thus comes with many stringent rules. Nonetheless, it is a great way to invest for retirement with the guidance of an expert who will help you take care of these pitfalls.

After Water Damage: What You Should Remember When Cleaning

Home CleaningWater damage can mean the destruction of your sewage system, air conditioner, roofing, and other parts of your house. Even an inch of water can damage household items like furniture and appliances. 

After a flood, Utah residents have to embark on a tiring cleanup process that sometimes requires water damage restoration services. AAA Restoration and other experts list some suggestions you can do as you wait for professionals to arrive. 

Check Electrical System

The first thing you might want to do is call an electrician. If you can, switch off all power. All wiring needs to be thoroughly dry. Junction boxes, switches, light outlets, and convenience outlets are also susceptible to water and mud, so they must be checked too.

Dry Out the House

Get rid of the water manually or by using a pump. With buckets and old towels, you can remove a lot of water. If the sewers are still intact, you just need to pour the water down the drain. Drying out the water from your home is the most important step in preventing further deterioration.

Drain the Basement Slowly

Draining the basement requires some patience. If it is full and you drain it too quickly, it can easily collapse due to the pressure difference across the walls. Pumping it out daily is enough.

Clean Bacteria, Mold, and Mildew

Bacteria, mold, and mildew are common after water damage. If ignored, they can affect both the structure and occupants. Therefore, clean and disinfect everything including linens, kitchen items, furniture, and walls. Using a bleaching product is effective in most of these clean up jobs.

When water ravages your home and goes to unwanted corners, what follow are damages and health complications. If you react in good time, you will prevent or at least minimize these effects.

Location, Location, Location: The Key to Retail Store Success

Store Locations in CaviteChances are you already know the old business mantra — “location, location, location”. But if you’re in the middle of finding business partners and waiters for your first restaurant, or creating the best menu for your new tapsilogan, it might not be the first thing on your mind.

It’s time to put location at the top of your to-do list, and finally scrap the “If you build it, they will come,” philosophy. If you’re preparing to open a food or retail business with a storefront, putting it in the right location, maybe somewhere in Downtown Lancaster in Cavite might be the single most important thing to do during the startup process. After all, how will anyone know about what you’re selling unless you get customers through the door?

Location is Your Marketing

You may have great ideas, great products, and great services — but if you’re tucked away where no one can find you, you’re losing customers and money. Moving to a more visible location would increase your sales. That’s because your location is your marketing.

The more visible you are, the more aware people are about your business, and the more your business sales will increase.

Choosing the Right Location

Choosing the location for your business may sound easy, but it’s actually one of the most challenging decisions for business-minded individuals. You probably know the obvious rule: open your business where your target market lives. But there are several not-so-obvious rules for finding the prime location for your store.

One of them is to look at your would-be neighbors. Make sure these attract customers similar to your target market. For example, if you own a nail salon and your target market is women, your business would do well next to a supermarket, as it allows them to get a manicure after going grocery shopping.

Another one is to map out the nearby competitors. Determine how close you want to be with them. Setting up near your competitors may let you draw in more customers.

Overall, the location of your store is extremely important to your success in business. In fact, it could just be the most important factor, so try to invest a good amount of money on it.

Are Frameless Glass Balustrades Too Risky?

Frameless Glass BalustradeFrameless glass balustrades are the next “it” thing when it comes to home design. It’s classy, a minimalist and functional all at the same time. If your home and your family are not yet ready for this big bold move, what’s the next best thing you can have?

Fortunately, there is a compromise between getting a frameless glass and a traditional framed balustrade — the semi frameless glass balustrade. As the name suggests, it’s a semi-framed glass balustrade with stainless steel posts that features the same elegance and style of its frameless version. Jigsaw Balustrades and other balustrade suppliers list the reasons you should choose this option instead:

  • Unlike its riskier counterpart, semi frameless glass balustrades are more affordable. Whether it’s for pool fencing, indoor staircase or balconies, this modern glass system comes at a lower cost and is even easier to install.
  • Other than its affordability, it’s much safer, especially if your home is packed with hyperactive kids or elderly who are generally more vulnerable to accidents.
  • Like any other balustrade, it provides better support to prevent accidents. Lifespan won’t be an issue, as well. With stainless steel posts around each corner, you’re sure that your semi-frameless system is more resilient to all kinds of forces and accidents.
  • Semi frameless balustrades maintain the same modern and minimalist vibe as its frameless glass counterpart. Even if your house is not entirely contemporary in aesthetics, this balustrade system can fit into whatever style you have, from traditional to modern to eccentric to simple.
  • Semi-framed balustrades provide an uninterrupted view, giving you beautiful scenery of what’s on the other side. Give your patio the boost it deserves by installing this glass balustrade system. Highlight the beauty of your backyard and impress your visitors with a view of the sunset.

If you think frameless glass balustrades are too risky or bold for you, consult with an expert to know which frameless glass system fits your home and lifestyle even more. Don’t be afraid of changes and install what you think is best for your home.

Function and Aesthetic: Cost-Effective Ways to Improve Your Bathroom

Modern BathroomEverybody wants a decent bathroom. While this may seem like a costly project, there are many ways to achieve that spa-like space without burning holes into your pockets. Learn some of the bathroom hacks that will help you get the best possible results at a price you can afford.

Be Creative and Resourceful

Think outside the box. There are many alternatives to those costly fixtures. For example, you can achieve that vintage bathroom layout by matching the pedestal sinks with a wooden washstand. Install wall mounted shelves instead of buying a $400 dresser. This doesn’t only save you money, but can also maximize the space. Heavenly Walk In Tubs and home improvement experts say that a walk-in tub is also a good alternative.

Focus on the Most Visible and Functional Features

Well, you can’t expect to spend less than $15 on every item, but you can always allocate your budget accordingly. Spend wisely by using materials in the most visible and functional areas. Look for reliable suppliers, as well. For example, you can add ceramic tile borders to enhance wood bead-board. The key here is to find the right combination of materials, as you create well-balanced symmetry when adding new fixtures.

Have Fun with the Decors  

Decorating the bathroom can actually reduce stress, so have fun creating different patterns or artworks. Add colorful accents, if necessary. You can also try some DIY mosaic pop out mesh artworks to add more flair. You don’t even need to spend a single dime for this.

Install Outdoor Shower Panels

While most people prefer traditional shower curtains or glass dividers, installing wooden horizontal slats is also a good idea. You can put the frame nods vertically to make it look unique and for extra space. This allows you to utilize an open-air shower enclosure.  

There are many other ways you can do to revamp your bathroom. Again, you don’t need to spend huge bucks for this. You simply have to be creative and resourceful.

What You Should Know about Re-roofing

Re-roofing in AustraliaThe roof shelters you from the rain and the sun. You could lose the walls and floors of your Perth home and you would still have the protection you need.  It is, therefore, a major problem when your roof is already having a leak or other types of damage. When it is bad enough, you might need to replace the whole thing. That can be costly, but it would be more expensive not to do anything about it. You might decide to go for re-roofing instead, and you may be right.

Here are some things you need to consider before you go ahead with it: 

Structure

If your roof is just the one layer and your roof deck is intact, re-roofing is a wise move. According to Bowerroofing.com.au, re-roofing involves putting a new roof on top of the old one, or stripping off the damaged parts and replacing just that. It will cost you less in time and money, and you will not have to deal with getting rid of the old roof. However, if you already have two layers, it is illegal to put another one on top of it for safety reasons.  

Material

Some roofing materials work very well with re-roofing. Asphalt shingles, for instance, are easier to remove and replace than metal sheets are. However, asphalt shingles can be costly. So if you have to replace a lot of them, it might be cheaper just to replace the whole thing with a metal roof.

Pitch

The height and steepness of the roof will affect the labour costs of re-roofing. It is harder to repair the roof of a two-story structure than a one-story one. The cost will also depend on the steepness of the roof, because it is more dangerous to work on a steep roof than a level one. It also takes more time.

Re-roofing a home is a good option for many homeowners, but it depends on the circumstances. Ask a reliable roofing specialist to come to your home to check if your home is a good candidate for re-roofing.  

Noisy Floorboards Can Mean More than Just Annoyances

Floorboard of a HouseHardwood floors, although prised for their longevity, can still sustain many different types of damages, especially when users abuse and neglect them. Dents, cracks, stains, and warping are common issues when it comes to these flooring systems. Most of these are only aesthetic. However, when the issues involve squeaking and noises, it is time you consider repairing or replacing them.

Squeaks and noises usually indicate that your floorboards already have a compromised structural integrity. In this case, you should already seek the help and advice of a Perth company specialising in floorboards – both in supply and installation.

Possible Causes

The first thing you should know is what causes problems with floorboards. This will help you get to the root cause of the problem, and from there, come up with the most effective strategies in addressing them,

Termites are common cause of floorboard troubles. Leaks also largely contribute to the diminishing structural problems you have. Rotting, moulds, and mildew can also affect the severity of floorboard disintegration.

People who roughly use these parts of your home can also shorten their life.

Repairing floorboard problems

Some fixes to floorboard issues you can do, but in most cases, you should call in the experts to handle and assess your property. Remember: foundation issues, particularly warped, sunken, and pitched wood can make people more susceptible to health concerns, as these systems can lead to moisture development, which can result to water damage in your home.

The dangers and safety hazards

There are many safety and hazards usually associated for buildings, and getting rid of them as soon as possible requires the efficiency of limits your needs for more serious problems.

To ensure you get the best value for installing work materials, contact a house special specialist. They have all the right tools required for installation and even address to contact these specialists.

What are the Main Plumbing Issues?

Plumbing Issues in Salt Lake CityOne of the worst things that can happen to your house is plumbing failure. Everybody needs to use the water for many things, and you will need to use the sink at some point during the day. If you have a bigger family, things can spill out of control any moment. Plumbing can embarrass you in many ways.

Winter can bring the dreaded cracking of pipes. Sewage backup can happen, bringing all the sludge back into your home. There are small plumbing problems, but they are equally irritating. Why does this happen?

Here are a few reasons:

Old System

Like any other object in your home, the plumbing fixtures deteriorate with time. Industry expert beehiveplumbing.com explains that aged plumbing systems leak, often clogged, and costly to repair. If your system is 30 years old, and you keep repairing the same spot, it may be time for a replacement.

Poor Maintenance and Installation

Errors done by the plumber or manufacturer can also be the source of all those plumbing issues in your home. Many plumbing lines in Salt Lake City comprise of PVC pipes or copper tubes. Connecting these components requires know-how, which only professional plumbing contractors can offer. Look out for other factors such as manufacturer, installation processes and choice of material whenever you are doing plumbing work.

Water Pressure

Sometimes, the water pressure in the system can be too high. If the pressure is beyond 80 psi, you can be sure that your water heater and faucets will feel the effect. One of the proactive ways of taking care of your plumbing system is to watch the pressure and maintain it at a safe level. As a homeowner in Salt Lake City, you may encounter plumbing problems, and most times, these problems are due to common causes. With the help of a reliable plumber, you can identify the cause and come up with a lasting solution.

Compelling Reasons to Add a Water Feature in Your Landscape

Water Feature

Water Feature in Your LandscapeDo you have a landscape teeming with beautiful plants? Why not enhance the feel of the place with a water feature? A simple pond or fountain goes a long way in improving the overall appeal of any space, especially one filled with stunning flora.

If you are not convinced yet, landscapers in Essex have listed three reasons a water feature is worth it.

Visual Appeal

The visual impact of your space is greater if there is a clear focal point. Plants, by themselves, can get pretty messy to look at without proper landscaping. This problem is solved easily with the presence of a water feature. Just imagine a fountain in the center of a well-maintained garden. Beautiful, is it not? Oakleighmanor.com says a swimming pool is another option. The look enhances the overall charm, as well as the property’s market value.

Hassle-Free Sound Barrier

Noises and distractions are everywhere. It is hard to find that spot where you can just sit quietly and meditate — unless of course you have a water feature. The sound of flowing water is such an underrated thing; not many appreciate how it blocks out the noise from outside the property. In effect, it creates some sort of relaxing white noise, which can help you feel more at ease whilst in your own garden.

Relaxing Atmosphere

There is a good reason all Zen gardens have at least one water feature in place. This is because a water feature adds a unique relaxing vibe. Especially outdoors, having a small pond or fountain tends to make the place feel more tranquil. With such a feature in place, a house becomes more homelike – relaxing, comfortable and beautiful.

Truth be told, there is no good reason to skip having water features in a landscape. Whatever style you have in mind, having a small water feature helps in many aspects – and you get all these benefits without spending a lot on the installation and maintenance.

The Most Common Plumbing Mistakes to Watch Out for

PlumbingDid you know that a simple do it yourself plumbing fixes can lead to costly mistakes? A lot of homeowners are quick to read how-to guides to fix their plumbing issues. What they do not understand is that some of these fixes may work for a given time period but later explode and cause serious damage and even worsen the situation.

To avoid lifelong regrets, here are some mistakes to watch out for:

Overuse of drain cleaner

A lot of people do not read the instructions on a bottle of drain cleaner. These cleaners contain heavy duty stuff meant to remove clogs and clear drains. Persistent use of these chemicals can do more harm than good. The harsh chemicals can eat away the pipe whether it’s made of PVC or metal. If your drain clogs repeatedly, use of cleaners will cost you money as well as damage your pipes.

Crooked installation

When installing a new sink or toilet, most people forget the simplest of details. In this case, it’s levelling. Lack of levelling can alter the appearance of a sink or toilet. Levelling can help you avoid costly and irritating repairs.

Not hiring a professional plumber

While there are some do it yourself plumbing jobs that can be easily done like minor pipe blockages or installing a faucet, some jobs are complicated and require an expert. Projects that require cutting into walls or accessing the main water line is best left to professional plumbers in Salt Lake City, says AllHoursPlumbingslc.com.

Quick fixes

Most people rush through a plumbing job thinking that it’s a good idea. Regardless of how pressured, you may feel, rushing through a plumbing project is never a smart idea. A common problem is not turning off the water. Always shut off the water before making any plumbing repair.

A little do it yourself repairs can save you both money and time. If the plumbing repairs are too much to handle, consider hiring the services of a professional plumber.